11 ways to save money by using e-business

From finding used hardware and software to the cheapest gas in your area, these Web sites will help you keep more of your money in your pocket.

Like Insure.com, Insurance.com brings insurance companies together in one place to compete for your business. By comparing rates, you can pick the company and buy the policy that's right for you, either online or by talking directly with a licensed agent.

7. Use online directories instead of calling directory assistance

It costs as much a US$1 to call directory assistance for a telephone number. Instead, try using free sites, such as Anywho.com, Switchboard.com, AT&T's online directory assistance Web site. Other sites can be found by doing an online search engine and typing in "free online telephone directories."

8. Online coupons or coupon codes save money on online and offline purchases

Try these Web sites to get started: Printable Coupons, as its name suggests, lets you print out coupons for groceries, restaurants, retail stores and other locations, including coupons you can use in Las Vegas. RetailMeNot.com offers consumers an easy way to find online coupon codes that are entered into the checkout page at the participating merchants for instant savings; UltimateCoupons.com helps you find such things as coupons, sales and special deals including free shipping. This site offers primarily online coupons but also offers some printable coupons.

9. Read books online

Why pay for books or buy an expensive e-book reader when you can read certain books for free online or download them to a PDA or iPod?

The Readbookonline.net Web site offers about 1,000 mostly classic texts, including novels, short stories, poems, essays and plays. Many of these books are from such well-known authors as William Shakespeare, Mark Twain, Charles Dickens, Oscar Wilde, Robert Frost, Edgar Allan Poe, Alexander Pope, Arthur Conan Doyle and Jane Austen.

Download free books to your PDA or iPod at ManyBooks.net. You can browse through the most popular titles, view recommendations, and read recent reviews written by other visitors. There are 21,220 eBooks available at this site.

At The Literature Network offers users more than 2,700 books and 3,800 short stories.

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